Franklin Templeton and MoonPay Launch 24/7 Stablecoin-to-Yield Access for Institutions

Key Highlights

• Franklin Templeton has partnered with MoonPay to allow institutional investors to swap stablecoins directly into yield-generating tokenized funds
• The integration connects Franklin Templeton’s Benji platform with MoonPay Trade’s on-chain infrastructure
• Eligible investors can move between supported stablecoins and tokenized money market funds without leaving blockchain networks
• The service is designed to provide continuous, 24/7 access to yield on cash-like digital assets
• Franklin Templeton sees growing institutional demand for tokenized real-world assets and on-chain liquidity solutions
• The partnership expands MoonPay’s institutional offerings beyond crypto trading and stablecoin services
• The move reflects accelerating adoption of tokenized financial products among traditional financial institutions

Franklin Templeton is deepening its push into digital assets through a new partnership with MoonPay that will enable institutional investors to seamlessly convert stablecoins into yield-bearing tokenized money market funds around the clock. The collaboration is designed to bridge traditional asset management with blockchain-based financial infrastructure, giving large investors a more efficient way to earn yield on digital cash holdings.

The integration links Franklin Templeton’s Benji Technology Platform with MoonPay Trade, an institutional-grade on-chain execution platform. Through the connection, eligible institutions can move directly between supported stablecoins and Franklin Templeton’s tokenized money market products without needing to exit blockchain networks or rely on traditional settlement processes.

A major attraction of the offering is continuous accessibility. Unlike traditional money market products that operate within standard market hours, the on-chain structure allows institutions to access liquidity and yield opportunities 24 hours a day, seven days a week. This aligns with growing demand from institutions seeking more flexible treasury management solutions within digital asset ecosystems.

According to Franklin Templeton’s Head of Innovation and Digital Assets, Sandy Kaul, the firm views 2026 as the emergence of a “universal liquidity layer,” where stablecoins, tokenized funds, and other forms of digital money can move seamlessly across trading, lending, collateral, and treasury applications. The ability to earn yield on stablecoin balances while remaining entirely on-chain is seen as one of the most compelling institutional use cases.

The partnership also strengthens Franklin Templeton’s broader tokenization strategy. The asset manager has been steadily expanding its Benji platform and tokenized money market offerings, while simultaneously increasing its digital asset footprint through initiatives such as its dedicated crypto division, Franklin Crypto.

For MoonPay, the deal represents a significant expansion into tokenized real-world assets. While the company has traditionally focused on crypto payments, trading, and stablecoin infrastructure, the addition of tokenized money market funds opens the door to a wider range of institutional financial services.

Industry observers view the announcement as another sign that tokenization is moving beyond experimentation and into practical financial applications. Rather than simply holding stablecoins as idle balances, institutions are increasingly seeking ways to integrate yield generation, liquidity management, collateral usage, and settlement functions within a single on-chain environment.

As traditional asset managers continue tokenizing financial products and blockchain infrastructure matures, partnerships like the one between Franklin Templeton and MoonPay are helping build the foundation for a financial system where cash, securities, and investment products can move and generate yield continuously without relying on conventional market hours.